AARP Medicare Supplement Insurance

Medigap Plans Offered by AARP and United Healthcare

AARP’s Medicare supplement plans, insured by United Health Care Insurance Company, vary by location but generally include the following:

• Medigap Plan A: This plan, required by federal law for all Medicare supplement providers, is widely available. Plan A offers the lowest level of benefits among Medigap plans, covering basic services with fewer benefits than other plans.

• Medigap Plan B: This option offers basic benefits along with extra services not included in Plan A. It provides more coverage while remaining affordable for many seniors.

• Medigap Plan C: Plan C offers comprehensive coverage, including benefits not found in Plans A or B. Its broader protection makes it a preferred option, although premiums tend to be higher.

• Medigap Plan D: Designed to cover most high-risk gaps in Original Medicare, Plan D is an affordable choice in select areas, providing essential benefits for seniors seeking added security.

• Medigap Plan F: Known as the benchmark Medigap plan, Plan F covers all high-risk gaps left by Original Medicare, including both Medicare Part A and Part B deductibles. It also covers any excess charges not covered by Part B, providing extensive protection.

• Medigap Plans K and L: These plans cover a wide range of services and are well-suited for seniors who expect low medical expenses and are comfortable sharing some health care costs. They offer lower premiums, making them a good fit for budget-conscious clients.