What Does Medicare Part C Cover?
Medicare Part C, also called Medicare Advantage, is an alternative to Original Medicare and often includes:
Hospital and medical coverage (just like Part A and B)
Additional benefits such as dental, vision, hearing, and wellness
Prescription drug coverage (often bundled)
Types of Medicare Advantage Plans:
What Does Medicare Part D Cover?
Medicare Part D is stand-alone prescription drug coverage, offered by private insurers approved by Medicare. It helps pay for:
Generic and brand-name medications
Many commonly prescribed drugs
Medications not covered under Part B
How to Enroll in Medicare Part C or Part D
Before you can enroll in Part C or Part D, you must first be enrolled in Medicare Part A and Part B. Once enrolled, you can sign up:
Online at Medicare.gov
By visiting your local Social Security office
With the help of a licensed Medicare broker like Medicare Mall
When Can You Enroll?
Initial Enrollment Period (IEP):
Begins 3 months before your 65th birthday month
Ends 3 months after your birthday month
Example: If your birthday is June 15, your IEP runs from March 1 to September 30
📌 If your birthday is on the 1st of the month, your Medicare can begin the month before your birthday.
Missed IEP?
You may be able to enroll during:
The General Enrollment Period (Jan 1–Mar 31)
The Medicare Advantage Open Enrollment Period (Jan 1–Mar 31, for switching Advantage plans)
A Special Enrollment Period (SEP) triggered by life events like moving or losing coverage
Contact Medicare Mall for help determining if you qualify for a SEP.
Is Enrollment in Part C or Part D Required?
No — Part C and Part D are optional. However, they can greatly enhance your coverage and reduce out-of-pocket expenses.
If you delay Part D and don’t have creditable drug coverage, you may face late enrollment penalties, so it’s important to weigh your options early.
Need Help Choosing the Right Plan?
With over 20 years of experience, Medicare Mall can help you compare Medicare Advantage and Part D plans tailored to your needs and budget.
Contact Medicare Mall today using the button below to get personalized guidance and free quotes.