Losing Health Insurance Coverage? Act Quickly
It can be devastating to find out you’re losing your health coverage—whether it’s due to a discontinued Medicare Advantage plan, a group Medigap plan ending, or changes in benefit eligibility. You’re not alone: each year, thousands of Medicare beneficiaries are affected by:
Plan withdrawals from specific service areas
Employer-sponsored retiree plan terminations
Insurers reducing or modifying benefits
Changing personal eligibility (e.g., moving out of plan service area)
If you’re losing your plan, don’t wait. As soon as you receive notice, you should explore your options. The faster you act, the less likely you are to face a gap in coverage—or worse, unexpected out-of-pocket expenses.
Your Rights When You Lose Coverage
You may qualify for a Special Enrollment Period (SEP), which gives you time to switch to another plan without facing late enrollment penalties or being denied for pre-existing conditions.
You may be eligible for guaranteed issue Medigap coverage if:
Your Medicare Advantage plan is leaving your area
You’re losing group retiree coverage
Your plan is ending due to no fault of your own
During this guaranteed issue window, you can enroll in Medigap Plans A, B, C, F, G, K, or L (depending on eligibility) without medical underwriting.
Call MedicareMall at (877) 413-1556 to check if you qualify for special rights or guaranteed issue protections.
Finding a Replacement Plan
Whether you’re seeking a Medicare Supplement Plan (Medigap) or a new Medicare Advantage plan, MedicareMall is here to help you:
Review all plan options in your ZIP code
Compare monthly premiums, coverage, and out-of-pocket costs
Identify plans that include extra benefits like dental, vision, hearing, or drug coverage
Avoid gaps in protection
Don’t wait until your plan ends—replacement plan coverage should begin the day your current plan ends to avoid a lapse in benefits.
Why MedicareMall?
For over 20 years, MedicareMall has helped clients nationwide navigate changes in Medicare coverage with ease. Our team of licensed, bonded enrollment specialists are experts in:
Medicare Supplement Insurance (Medigap)
Dual eligibility coordination
Employer/union plan transitions
We work with top-rated insurers and shop the market constantly to find the best plan at the best price.
Standardized Benefits, But Not Standardized Prices
Even though Medigap plans are standardized, meaning Plan G offers the same benefits regardless of provider, pricing and service levels vary significantly. That’s why it’s essential to work with an experienced broker who can:
Evaluate multiple insurers
Review underwriting rules
Provide real quotes based on your location and age
At MedicareMall, we do the comparison shopping for you.
Watch: Medicare Advantage Open Enrollment – What You Need to Know
If you’re losing your current coverage and considering switching to a Medicare Advantage plan, it’s important to understand your timing and options. This video from our official YouTube channel offers a helpful overview of Medicare Advantage Open Enrollment—a period that may allow you to enroll in or switch plans even if you’re losing coverage outside of the standard enrollment windows.
Even if Open Enrollment isn’t currently active, this video will help you understand what to expect and how to prepare when your coverage is ending.
Don’t Delay — Secure Your Replacement Coverage Today
If you’re facing the loss of Medicare coverage, let MedicareMall walk with you through the transition. You don’t have to figure this out alone.
Call (877) 413-1556 or click the button below for a free consultation.
We’ll make sure you don’t go a single day without the protection you deserve.