Why Original Medicare May Not Be Enough
If you’re relying solely on Original Medicare (Parts A and B), you may be in for an unpleasant surprise. Original Medicare was never designed to cover 100% of your healthcare costs. Without supplemental coverage, you’re responsible for:
The Part A hospital deductible – now $1,632 per benefit period in 2025
The Part B deductible – now $240 in 2025
20% coinsurance on most doctor visits and outpatient services
No cap on annual out-of-pocket costs
These expenses can quickly add up—especially if you’re managing a chronic condition or facing an unexpected medical event.
The Solution: Medicare Advantage Plans
That’s why more and more Texans are turning to Medicare Advantage Plans, also known as Medicare Part C. These plans are offered by Medicare-approved private insurance companies and provide all the same benefits as Original Medicare—plus additional coverage you won’t find with Parts A and B alone.
Medicare Advantage Plans in Lewisville, TX Include:
Hospital (Part A) and medical (Part B) benefits
Prescription drug coverage (Part D) included in most plans
Dental, vision, and hearing benefits
No-cost preventive services like mammograms and annual wellness visits
Out-of-pocket maximums to protect your budget
Many plans with $0 monthly premiums
If you live in Lewisville or the surrounding Denton County area, you may have access to over 35+ Medicare Advantage plans from trusted providers like:
Humana
Aetna
Blue Cross and Blue Shield of Texas
UnitedHealthcare (AARP)
Cigna
Wellcare
2025 Medicare Advantage Plan Highlights
Average monthly premium (Texas): $16.40
Out-of-pocket maximums vary, but are capped by law (typically around $3,000–$7,000)
Prescription drug costs capped at $2,000 annually under new 2025 rules
Enrollment open during:
Annual Enrollment Period (Oct 15 – Dec 7)
Medicare Advantage Open Enrollment (Jan 1 – Mar 31)
Special Enrollment Periods if you lose coverage or move
Medicare Advantage vs. Medigap
While Medigap (Medicare Supplement Insurance) offers flexibility for seeing any doctor who accepts Medicare nationwide, Medicare Advantage offers:
All-in-one coverage
Lower monthly premiums
Extra benefits like gym memberships, OTC benefits, and wellness extras
If you’re comfortable with network-based care in Lewisville, Medicare Advantage may be the ideal option.
Why Choose MedicareMall?
For over two decades, MedicareMall has helped Texans like you find reliable, affordable Medicare Advantage plans tailored to your needs. Our licensed, bonded agents:
Compare plans in your ZIP code
Explain benefits and out-of-pocket costs clearly
Help you enroll quickly and confidently
Provide personalized guidance—not sales pressure