Lubbock, TX Medicare Advantage Plans
If you are covered by Original Medicare alone and have not learned a tough lesson yet, consider yourself fortunate.
The lesson is that that Medicare was never designed to cover 100% of your healthcare costs. For people wanting the sort of comprehensive coverage that can see them through a health crisis, Original Medicare is not enough.
If you depend on Original Medicare Part A and Part B alone, gaps in your Medicare coverage will be evident sooner than you realize. You will be responsible for the Medicare Part A deductible, which in some cases you can be obligated to pay several times a year. You will also be responsible for the Medicare Part B deductible, the 20% coinsurance for your Part B charges, and more.
As too many Texans have learned, all the out-of-pocket costs associated with Original Medicare can play havoc with your budget!
People who want to be prepared regardless of what comes their way often choose Medicare Advantage plans—and Medicare Advantage may be the wisest choice for your future, too.
Also called Medicare Part C plans, Medicare Advantage plans are offered by Medicare-approved private companies to Medicare-eligible people in the Hub City and all across Texas. If you are already enrolled in both Medicare Part A and Medicare Part B, you have the option of replacing your Part A and Part B coverage with similar coverage provided by your Part C plan. But that is just the start. Medicare Advantage can go further by covering a wide range of services—dental, vision, hearing, and prescription drugs to name just a few—that Original Medicare cannot. Lubbock Medicare Advantage plans also go hand-in-hand with recent improvements in Medicare preventive services by requiring no cost-sharing in most cases for Medicare-covered preventive services including mammograms and prostate exams. Medicare Advantage plans also typically cover annual physical exams.
MedicareMall is your number one source for affordable Lubbock Medicare Part C plans.
Once you are enrolled, Medicare will pay a fixed amount for your care every month to the company offering your Medicare Advantage plan. Although every company offering Medicare Advantage plans is required to follow rules set by Medicare, companies retain a lot of flexibility when it comes to setting out-of-pocket cost requirements, and costs can be unpredictable. But with MedicareMall in your corner, you are sure to get the best coverage possible at the very best price. We may even be able to help you find a Medicare Advantage plan that is premium-free!
Get a free Medicare Advantage quote today!
While some seniors prefer the greater flexibility that Medicare supplement plans offer, Medicare Advantage may be exactly what you are looking for if you intend to depend primarily on network doctors in your area. Either way, you will have the security of knowing you are well protected regardless of what the future may bring. Contact MedicareMall now and we will help you find the Lubbock Medicare Advantage coverage that best suits your needs and your budget.
© 2013 MedicareMall.com
Medicare Advantage Plans Index | Lubbock, TX Medigap