McAllen, TX Medicare Advantage

If you are covered by Original Medicare alone and have not learned a tough lesson yet, consider yourself fortunate.

Unfortunately, there are seniors in the City of Palms and all across Texas who have not been as fortunate. They have learned that very lesson—and they have learned it the hard way.

The lesson is that that Medicare was never designed to cover 100% of a senior’s healthcare costs. For people wanting the sort of comprehensive coverage that can see them through a health crisis, Original Medicare is not enough.

If you depend on Original Medicare Part A and Medicare Part B alone, gaps in your Medicare coverage will be evident sooner than you realize. You will be responsible for the Medicare Part A deductible, which in some cases you can be obligated to pay several times a year. You will also be responsible for the Medicare Part B deductible, the 20% coinsurance for your Part B charges, and more.

All the out-of-pocket costs associated with Original Medicare can play havoc with your budget—and some seniors have been ruined financially because they had no health coverage other than Medicare Part A and Medicare Part B.

People who want to be prepared for whatever might come their way often choose Medicare Advantage plans.

Also called Medicare Part C plans, Medicare Advantage plans are offered by Medicare-approved private companies to seniors in McAllen and all across the Lone Star State. If you are already enrolled in both Medicare Part A and Medicare Part B, you have the option of replacing your Part A and Part B coverage with similar coverage provided by your Part C plan. From there, Medicare Advantage goes further by offering coverage for a wide range of services that Original Medicare does not cover.

Medicare Advantage plans also go hand-in-hand with important Medicare preventive services by requiring no cost-sharing in most cases for Medicare-covered preventive services including mammograms and prostate exams. Medicare Advantage plans typically cover annual physical exams. For some people, annual checkups and preventive services literally are a lifesaver—and Medicare Advantage helps make these vital services fit any budget.

MedicareMall is your number one source for McAllen Medicare Part C plans.

Once you are enrolled, Medicare will pay a fixed amount for your care every month to the company offering your Medicare Advantage plan. Although every company offering Medicare Advantage plans has to follow rules set by Medicare, companies are free to set their own out-of-pocket cost requirements, and costs can be unpredictable. But with MedicareMall shopping the market on your behalf, you are sure to get the best coverage possible at the very best price.

Get a free Medicare Advantage quote today!

While some people prefer the greater flexibility that Medicare supplement plans offer, Medicare Advantage may be exactly what you are looking for if you plan to depend mainly on network doctors in your area. To learn more about McAllen Medicare Advantage plans, contact MedicareMall and let us help find the plan that is right for you.

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