Medicare Supplement Plan F

The Benchmark of Medicare Supplement Plans

Medicare Supplement Plan F (sometimes mistakenly referred to as Medicare Part F) has earned a reputation over the years as the benchmark of Medicare supplement plans.

Plan F is the most comprehensive Medigap plan available, covering all Medicare-approved costs not covered by Medicare Part A and Medicare Part B. That makes Plan F a great tool for people on fixed incomes or anyone who wants to budget medical expenses. With fixed premiums and generally no unexpected out-of-pocket costs, Plan F is the Medigap plan chosen by nearly half of Americans who purchase Medicare supplementary insurance.

Medicare Supplemental Plan F covers all Medicare Part A and Part B deductibles along with “excess charges” you’d otherwise have to pay out of pocket. Excess charges are the difference between what Medicare pays and what your medical provider charges—and they can add up fast if you don’t have the protection Plan F provides!

For people wanting lower premiums, a high-deductible Plan F option is available.

This option comes with a yearly deductible of $2070 (including Medicare Part A and Part B deductibles). Once the deductible is met, coverage is the same as with a standard Plan F policy.

Medigap Plan F is the only Medicare supplement that covers such a range of coinsurance, deductibles, and excess charges that otherwise would have to be paid out of pocket. It covers the blood that basic Medicare doesn’t, and provides a full extra year of hospitalization coverage. Plan F also covers skilled nursing service and even approved health care costs you incur while traveling outside the United States. It even allows you to choose any doctor who accepts Medicare. To see just a few of the benefits of enrolling in Plan F, click here.

Because it offers such great coverage, it’s true that Plan F is more expensive than other Medicare supplement plans. But the good news is that it doesn’t have to eat a hole in your pocketbook.

With every insurance company free to set its premiums for Plan F coverage according to its own underwriting practices, it’s important to shop around before choosing a provider and plan. Nobody can help you do this better than MedicareMall. MedicareMall has over two decades’ experience shopping the market for people like you and finding the best plans for the best prices.

Contact us now and we’ll put our twenty-plus years of experience to work for you!