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Medicare and You 2012

An Excellent Overview of the Entire Medicare Program The official US government Medicare handbook, Medicare & You, provides an excellent overview of the entire Medicare program. The 2012 edition below provides the most current information available on enrollment, Medicare choices, coverage, payment responsibilities, and government programs designed to help pay certain costs. You’ll also learn […]

Medicare Part D Prescription Drug Plan Enrollment

Information Provided by a Senior Prescription Drug Program Representative There are specific times you’re eligible to sign up for a Medicare prescription drug plan (Part D) or make changes to coverage you already have. These include: When you first become eligible for Medicare or when you turn 65 during your initial enrollment period. During certain open […]

Benefit Stages of Medicare Prescription Drug Plans

Information Provided by a Prescription Drug Policy Representative All three stages below (Initial Coverage Period, Donut Hole or Coverage Gap, and Catastrophic Coverage) “kick in” after your deductible is met. The annual deductible for a Medicare prescription drug plan is $310, though there are three options to consider regarding how to meet this deductible. Full […]

Medicare Prescription Drug Plans – FAQs

Medicare Part D: Prescription Drug Plans

Information Provided by a Medigap Policy Representative https://youtu.be/9YzAut0GobE Medicare prescription drug plans (or Medicare Part D plans) pay some of the costs for prescription drugs at participating pharmacies in your area. In 2003, the federal government enacted the Medicare Prescription Drug, Improvement, and Modernization Act so that Medicare recipients could participate in federal subsidies to […]

Frequently Asked Questions about Medicare

Answers Provided by a Medigap Plan Representative

General Medicare Definitions

Terms that will help You Navigate the Medicare Maze The following are terms meant to help you better understand Medicare.

Medicare Advantage Plans

Medicare Advantage (Part C) plans offer an alternative to Original Medicare, bundling coverage into a single plan with additional benefits like vision and dental. However, while these plans might seem attractive, hidden costs and limitations can catch you off guard. Our Medicare Specialists at MedicareMall are here to help you navigate these options, ensuring you […]

Medicare Part B Definitions

Information Provided by a Medigap Plan Representative Medicare Part B helps pay for medical expenses, clinical laboratory services, and outpatient hospital treatment. In most cases, Medicare pays 80 percent of the cost of covered services. Covered medical expenses include physicians’ services and supplies. Some Medicare Part B services are paid as a fixed co-payment under […]

Medicare Part A Definitions

Information Provided by a Medigap Plan Representative Medicare Part A helps pay for inpatient hospital services, skilled nursing facility care after a hospital stay, home health care, and hospice care. Specifically, Medicare Part A provides coverage for: Blood All but the first three pints of blood you may need in a calendar year are covered […]