Burns and Social Security Disability Insurance (SSDI)
Social Security Disability Insurance (SSDI) is a payroll-funded program designed to provide income support to individuals who are unable to work due to a qualifying disability.
General Qualifications for SSDI Eligibility
To qualify for SSDI benefits, you must meet the following criteria:
Your disability must be expected to last at least one year or result in death.
You must be under age 65 (as Medicare eligibility typically begins at age 65).
You must have earned a sufficient number of Social Security work credits, usually by working and paying into Social Security over the 10 years immediately prior to becoming disabled.
If you became disabled before age 23, you may qualify for SSDI benefits based on a parent’s Social Security work record, without affecting their benefits.
Burns and SSDI Eligibility
If severe burns prevent you from engaging in substantial gainful activity (SGA), you may be eligible to receive SSDI benefits.
Because burns often affect multiple body systems, the Social Security Administration (SSA) evaluates burn-related disabilities based on the primary body system affected, such as:
Musculoskeletal system
Respiratory system
Neurological system
Skin disorders
If your primary symptoms are extensive skin lesions that are expected to last at least 12 months, your claim may be evaluated specifically under skin disorders criteria.
How the SSA Evaluates Burns for Disability Benefits
The SSA will assess your burn injuries by reviewing:
The severity and extent of your skin lesions
The impact of treatment and ongoing medical needs
How pain, mobility issues, and other symptoms limit your ability to work
Your ability to function outside of a highly structured or protective environment
You must submit strong medical documentation, including:
Medical records detailing the onset, duration, and prognosis of your condition
Laboratory findings or medically acceptable imaging or diagnostic results
Reports from healthcare providers explaining your functional limitations
If you need help applying for SSDI or have questions about Medicare, Medigap, or disability insurance options, Medicare Mall is here for you.
Contact MedicareMall today — Our licensed experts are ready to help you make the best-informed decisions about your health and financial security.