Get reliable Vermont Medigap plan information from licensed Medicare experts at Medicare Mall.
Choosing the right Medicare Supplement Insurance Plan is essential — especially if you’re living on a fixed income or simply want to protect your financial future. Finding a plan that fills the gaps left by Original Medicare without compromising your health or budget can make all the difference.
Why Choosing the Right Vermont Medigap Plan Matters
Medigap plans are standardized — meaning that a Plan G from AARP provides the same core benefits as a Plan G from Mutual of Omaha, Blue Cross Blue Shield, Humana, or any other company.
- Coverage stays the same across insurers
- Rates and underwriting policies are what differ
That’s why it’s critical to compare prices carefully — and that’s where Medicare Mall can help.

How Vermont Medigap Plans Differ
The two main differences between plans from different providers are:
Monthly Premium Rates
Underwriting Rules (how companies assess your health for eligibility)
Your Vermont Medicare Mall representative is a licensed and bonded field underwriter who can assess your health status quickly — often right over the phone — to determine your eligibility and find your best rate.
Important Vermont Medigap Plan Details
Same benefits as standard Plan F, but you must meet a $2,700 deductible (2025 updated) before the plan pays.
Once you meet the out-of-pocket limits ($7,060 for Plan K and $3,530 for Plan L in 2025), the plan pays 100% of covered benefits for the rest of the year.
Modest office visit copayments (up to $20 per visit).
Emergency room copayments apply unless admitted under Part A.
No annual limit on the number of copayments.
Note:
Plan F is only available to individuals who became Medicare-eligible before January 1, 2020. New enrollees should consider Plan G or Plan N for similar comprehensive coverage.
Find the Right Vermont Medicare Supplement Plan Today
Our experienced representatives are ready to help you compare options and find the perfect fit for your healthcare needs and budget.
Talk to a Medicare Mall Medigap expert today or use our instant quote tool below to get started now.