Search results for: Medicare Supplement

Preferred Provider Organization (PPO) Plans

What Is a Medicare PPO Plan? Preferred Provider Organization (PPO) Plans are a type of Medicare Advantage (Part C) plan that offers flexibility in how and where you receive care. PPOs allow you to see any doctor or specialist—in or out of the network—without needing a referral. You’ll typically pay less when using providers within […]

What is Medicaid?

What Is Medicaid? Medicaid is a joint federal and state program that provides free or low-cost health coverage to millions of Americans, including: People with low incomes Older adults (65+) Individuals with disabilities Pregnant women Children and families Each state operates its own Medicaid program with federal oversight, meaning eligibility and benefits can vary by […]

What Are My Guaranteed Issue Rights?

Guaranteed Issue Rights (or Medigap Protections) are the rights you have in certain situations where insurance companies are required by law to sell or offer you a Medicare supplement insurance plan. Even if you have preexisting conditions, companies cannot deny you Medigap coverage during these periods. Not only must companies offer you a supplement plan, […]

Pre-Existing Condition Insurance Plan (PCIP)

The Pre-Existing Condition Insurance Plan (PCIP) is a government program, established under the Affordable Health Care Act of 2010 [link], aimed at extending health care coverage to individuals who may otherwise be denied coverage due to pre-existing conditions. PCIP is aimed at providing coverage to people who have been uninsured for at least 6 months. […]

Which Health Plan is Right for Me?

If you’re new to Medicare — or planning ahead — you might believe it’s the ultimate solution for healthcare coverage. Original Medicare (Medicare Part A and Medicare Part B) was established in 1965 to ensure millions of Americans — especially those over 65, individuals with disabilities, and people with End-Stage Renal Disease (ESRD) — had […]

Which Health Plan is Right for Me?

Without a doubt, the Original Medicare program has given vital health coverage and even been a lifesaver to millions of Americans over the years. But as good as it is, Medicare was never designed to cover 100% of your medical care. Although Medicare costs have risen almost every year since the federal program’s inception in […]

Which Health Plan is Right for Me?

Without a doubt, the Original Medicare program has given vital health coverage and even been a lifesaver to millions of Americans over the years. But as good as it is, Medicare was never designed to cover 100% of your medical care. Although Medicare costs have risen almost every year since the federal program’s inception in […]

Spinal Problems

Spinal Problems Social Security Disability Insurance (SSDI or SSD) is a payroll-funded program to supplement the income of those unable to work due to disability. General Qualifications for SSD Eligibility For you to be eligible for SSD, your disability must last for at least a year or be terminal. You must also be under age […]

Are You Over 50?

Are You Over 50? If you’re over 50 and disabled, you shouldn’t delay applying for Social Security Disability Insurance (SSDI or SSD). General Qualifications for SSD Eligibility For you to be eligible for SSD, your disability must last for at least a year or be terminal. You must also be under age 65 to be […]

Mental Disorders

Mental health and SSDI: Getting the support you need Many people think of Social Security Disability Insurance (SSDI) as a program for those with physical disabilities. But mental disorders can be just as debilitating-and are recognized by the Social Security Administration (SSA) as qualifying conditions. If your mental illness makes it impossible for you to […]